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  • AIA Insurance

    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
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    For Individuals

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    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

    • Income Protection Insurance

      Income protection insurance provides financial support if you can't work due to an accident or illness.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Specified Accidental Injury Cover

      Lump sum payment if you have an accident and suffer one of the covered injuries.

    • Business Insurance

      Protection for business owners if a key person becomes seriously ill, is injured, or dies.

    • Corporate Solutions

      Providing cost effective and comprehensive corporate group insurance for your employees.

    • Rural Insurance

      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • AIA Vitality Simulator

      An interactive tool to help you calculate the benefits and rewards of AIA Vitality.

    • AIA Vitality Premium Flex Explained

      Learn how you can save on insurance with AIA Vitality.

    • How to earn points

      Start earning points for getting to know and improve your health today!

    • Benefits & Rewards

      Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.

    • Physical activity points explained

      Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.

    • Sprint to Silver

      Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.

    • Content Hub

      Your go to for science-backed health and wellbeing inspiration and advice.

    • AIA Vitality Starter

      Entry level membership automatically included with all AIA Starter Plans.

  • Make a Claim

    Make a Claim

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      Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim.

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  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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      All you need to know about applying to distribute our products.

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      Updating policies, moving house, changing names, Covid-19 support... our FAQs section has all the answers and forms.

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    endotae

    Enjoy up to 50% off endota with AIA Vitality

    Get up to 50% off endota gift cards, plus be in to win 1 of 3 prizes worth up to $330 when you purchase before 31 May. T&Cs Apply.

    Support Pink Shirt Day with AIA Vitality

    Donate your AIA Vitality Active Rewards to the Mental Health Foundation between 12–18 May, and we’ll match it! 

    Save on your insurance with AIA Vitality

    Save on your insurance with AIA Vitality

    Find out how you can save 10% on your initial insurance premium. Rules apply.

    • Get up to 50% off endota gift cards

    • Support Pink Shirt Day

    • Save on your insurance

    AIA Vitality Explained

    AIA Vitality is a science-backed health and wellbeing programme that provides the guidance, tools, and rewards to get more out of life and start thriving. It shows you how healthy you are now, provides you with tools to start improving your health, and offers amazing rewards and discounts from our partners to keep you motivated along your journey.

    • How AIA Vitality works
    • How to earn Points & Rewards
    • How Active Rewards work
    • How to save on Insurance
    AIA Vitality Simulator

    *Disclaimer: The AIA Vitality Simulator is an illustrative tool only. It is designed to guide you on how you could earn AIA Vitality Points and get rewarded. Read more

    How AIA Vitality Works

    • Add AIA Vitality to your AIA Insurance

      To join AIA Vitality and start thriving, add it to any eligible life, trauma, disability, income protection or health insurance for $11.50 per month (membership fee includes GST).

      Complete this form and email it to nzvitality@aia.com to add AIA Vitality to your eligible policy*. Alternatively reach out to your adviser to find out more.

      *If your policy is not eligible to have AIA Vitality attached then someone from our team will contact you.

    • Download the app and activate your AIA Vitality membership

      Simply activate your AIA Vitality membership by downloading the AIA Vitality app and signing up today.

      AIA Vitality - Available on the App Store
      AIA Vitality - Available on the App Store
    • Level up your Status

      Earn points to raise your AIA Vitality Status, from Bronze to Silver, through to Gold and Platinum. An easy way to start is by linking a compatible fitness device and start earning Physical Activity Points.

    • Enjoy the rewards

      Get instant access to great discounts; from sports apparel and movie tickets, to gym memberships. Plus earn weekly rewards for being active!

    How to Earn Points & Rewards

    As soon as you've activated AIA Vitality you can start accessing tools and discounts through our partners to begin your health and wellbeing journey.

    When you make healthy choices, like tracking your sleep or reaching your weekly physical activity targets, you earn AIA Vitality points. As you earn more points you'll move from Bronze to Silver, Gold and finally to Platinum.

    The higher your status, the greater the rewards.

      Bronze Silver Gold Platinum
      0 points 10,000 points 20,000 points 30,000 points 35,000 points
    Airpoints™
    Woolworths
     
    +$25

    Airpoints Dollars™

    Or

    +$25

    Woolworths Gift Card

    +$50

    Airpoints Dollars™

    Or

    +$50

    Woolworths Gift Card

    +$100

    Airpoints Dollars™

    Or

    +$100

    Woolworths Gift Card

    +$125

    Airpoints Dollars™

    Or

    +$125

    Woolworths Gift Card

    endota
    20%

    endota discount gift card

    30%

    endota discount gift card

    40%

    endota discount gift card

    50%

    endota discount gift card

    How Active Rewards Work

    Monitor your steps, heart rate, speed or calories burnt using your activity tracker or smart phone, and earn $5 per week if you reach your weekly personalised physical activity target (up to $260 per membership year). Personalised physical activity targets range between 200 and 500 AIA Vitality Points per week, depending on individual fitness and activity levels.

    Use your $5 credit to choose between:

    5 Airpoints Dollars™

    5 Airpoints Dollars™ loaded into your Airpoints account

    $5 vouchers

    A $5 Woolworths, HOYTS, Harvey Norman or iTunes voucher

    $5 donations

    A $5 donation to either the Mental Health Foundation of New Zealand, the Heart Foundation or Trees That Count

    How to Save on Insurance

    When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality programme. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. 

    Programme Engagement

    AIA Vitality Status achieved Premium flex Example: Your AIA Vitality year 1 discount is 10% (the initial discount)
    Platinum +2.0% per annum
    up to a maximum of 20%
    If you reach Platinum, your year 2
    DISCOUNT WILL BE 12%
    Gold RETAIN CURRENT DISCOUNT If you reach Gold, your year 2
    DISCOUNT WILL BE 10%
    Silver -1.0% per annum
    to a minimum of 0%
    If you reach Silver, your year 2
    DISCOUNT WILL BE 9%
    Bronze -2.0% per annum
    to a minimum of 0%
    If you retain Bronze, your year 2
    DISCOUNT WILL BE 8%

    How to Join AIA Vitality

    Add AIA Vitality to your aia insurance policy

    You need to be an AIA customer to join AIA Vitality. Add AIA Vitality to any eligible life, trauma, disability, income protection or health insurance for $11.50 per month (membership fee includes GST) and start thriving. Learn how AIA Vitality can help you live a healthier, longer and better life.

    If you are already an AIA customer chat with us, or talk to your adviser to see if your policy is eligible.

    If you are just starting on your insurance journey, check out our Starter Plans which include an AIA Vitality Starter membership. Plans start from $5.65* per fortnight, for basic rent protection or $5.90* for life insurance which you can buy online in minutes.
    Check out how AIA Vitality Starter and AIA Vitality compare.

    *Pricing depends on plan selected, personal circumstances and is subject to underwriting. Refer to disclaimer.

    Ready to join AIA Vitality?

    • Get a quick quote
    • Talk to an adviser
      Talk to an Adviser
    • Apply online
    • Buy a starter plan
    • View Brochure

    Already an AIA Customer?

    • JOIN AIA VITALITY
      Contact Us
    • Call 0800 242 888
    • Latest Offers
    • Complete form

    Benefits and rewards

    Just some of the awesome benefits you get access to when you join AIA Vitality!


    BE INSPIRED TO LIVE HEALTHIER

    Balancing technology mental health - Phone

    07 May 2025

    Managing your mental health and technology

    AIA Vitality NZ - 3 min read


    Balancing Tech: Boosting Productivity and Protecting Mental Health.

    Balancing technology mental health - Phone
    Menopause spelled in block letters

    02 May 2025

    Dr Fiona Crichton: Why we need to talk about menopause and mental health

    Dr Fiona Crichton - 5 Minutes


    Dr Fiona Crichton discusses how menopause affects mental health and ways to support women.

    Menopause spelled in block letters
    Growing up online: the impact of social media on youth

    16 April 2025

    'Like' it or not; Growing up online

    AIA Vitality NZ - 3 min read


    Social media's impact on youth: Anxiety, depression, and the need for public health action.

    Growing up online: the impact of social media on youth
    No more articles to load.

    FAQs

    Read some of our top frequently asked questions about AIA Vitality

    + Expand All
    - Collapse All

    Can I join AIA Vitality without AIA Insurance?

    AIA Vitality is only available to an eligible Life Assured on qualifying AIA insurance policies.


    How much does it cost to join AIA Vitality?

    The AIA Vitality Membership Fee is $11.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).


    Do I get discounted insurance premiums with AIA Vitality?

    When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality programme. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. For more details on Premium Flex, refer to the AIA Vitality Premium Adjustment Rules.


    What types of rewards can I access through AIA Vitality?

    Check out our Benefits and Rewards page to see all the amazing offers available to AIA Vitality members. As the programme evolves this will continue to grow.


    What devices and apps are compatible with AIA Vitality to earn activity points through?

    Right now all the following devices and apps are compatible with AIA Vitality - Fitbit, Garmin, Apple Health, Google Fit, Samsung Health and Strava.


    Meet our Ambassadors

    Ian Jones

    Ian Jones

    “Becoming an AIA Vitality ambassador and part of the AIA whanau is very exciting. It means that I can help inspire better health and wellness within our communities. AIA Vitality is fun and sustainable and I believe it will help to drive those changes.”
     

    Dame Valerie Adams

    Dame Valerie Adams

    "As an elite athlete and mother of two young children, I value the importance of leading a healthy lifestyle for myself and my family.  I’m excited to join the AIA Vitality family as we encourage New Zealanders to overcome their challenges by taking small steps towards a healthier life together."

    Jason Gunn

    Jason Gunn

    “I believe that you have the ability in a day - in a moment - to be the best part of someone’s day. You might be the one conversation in the day that makes them think, ‘Somebody cares’. I love what AIA Vitality provides for New Zealanders, inspiring them to be the best versions of themselves - mentally and physically.

    Disclaimer

    *The AIA Vitality Simulator is an illustrative tool only. It is designed to guide you on how you could earn AIA Vitality Points and get rewarded. The information you enter is your personal estimate of the activities you could engage in during an AIA Vitality membership year. The resulting AIA Vitality Points, Status, rewards and potential savings calculated by the tool are indicative only and are based on information you have provided and average spend/savings of existing members. The actual number of points, discounts and rewards earned during an AIA Vitality membership year may differ based on individual factors such as age, gender, fitness activities and certain assessment results. The AIA Vitality Simulator is for AIA Vitality only, and is not intended for use for AIA Vitality Starter members. For AIA Vitality Starter benefits, please visit AIA Vitality Starter. AIA Vitality is only available with an eligible AIA insurance policy and has a monthly membership fee of $11.50 (including GST). The information entered into the AIA Vitality Simulator and the resulting calculations are not saved, used or shared by AIA. For more information about how AIA handles personal information, please visit our Privacy Statement.

    Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at March 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective March 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.

    Contact Us

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon-Fri 8:30am - 5:30pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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