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  • AIA Insurance

    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
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    For Individuals

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    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

    • Income Protection Insurance

      Income protection insurance provides financial support if you can't work due to an accident or illness.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Specified Accidental Injury Cover

      Lump sum payment if you have an accident and suffer one of the covered injuries.

    • Business Insurance

      Protection for business owners if a key person becomes seriously ill, is injured, or dies.

    • Corporate Solutions

      Providing cost effective and comprehensive corporate group insurance for your employees.

    • Rural Insurance

      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • AIA Vitality Simulator

      An interactive tool to help you calculate the benefits and rewards of AIA Vitality.

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      Learn how you can save on insurance with AIA Vitality.

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      Start earning points for getting to know and improve your health today!

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      Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.

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      Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.

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      Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.

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      Your go to for science-backed health and wellbeing inspiration and advice.

    • AIA Vitality Starter

      Entry level membership automatically included with all AIA Starter Plans.

  • Make a Claim

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      Make an income protection or mortgage and income protection insurance claim.

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      Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim.

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      A personalised end to end claims experience when support matters the most.

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      Get help with making a claim.

  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • Income protection insurance claims

    Make an income protection or mortgage and income protection insurance claim here.

    How to make an Income Protection insurance claim

    If your healthcare provider has advised you are unable to work, you may be eligible to claim on your income protection insurance. Each policy has its own waiting period. To check your cover, refer to your policy documentation, contact your adviser or contact us for guidance. 

    Download and complete your claim form. Once you have your documents ready, contact us using one of the below to start your claim.

    After your claim is lodged, you will be allocated a Case Manager. Your Case Manager will work with you closely through your recovery process; support you through rehabilitation and conduct ongoing reviews to ensure you have the support you need.

    Typically you'll need:

    • Your policy number

      Your policy number

    • Your claim form

      Your claim form

    • Medical evidence to support your injury/illness

      Medical evidence to support your injury/illness

    • Any relevant ACC claims information

      Any relevant ACC claims information

    • Further information may be required depending on the type of benefit you purchased

      Further information may be required depending on the type of benefit you purchased

    0800 500 108

    (or +64 9 487 9963 from overseas)
    Mon-Fri, 8.30am-5.30pm

    Live Chat is currently offline.
    Mon - Fri, 8:30am - 5:30pm

    AIA Claims 360 Care

    A personalised end to end claims experience, when support matters most.

    Our 360 Care is currently available to eligible income protection insurance claim customers - those who may require additional support to be able to return to wellness, work and life.

     

    Personalised experience

    Personalised support from a dedicated, experienced Case Manager, holistic and proactive rehabilitation programmes tailored to your needs.

    Free & Simple

    It is available to eligible income protection claim customers for free.

    Ongoing support

    We offer a Post Care Recovery programme to provide ongoing support once you are back in the workplace.

    More about AIA Income Protection Insurance Claims

    FAQs

    View frequently asked questions about AIA’s Income Protection Insurance claims.

    + Expand All
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    What does waiting period mean?

    The waiting period is the initial period of time selected when you purchased your policy, for which no benefit is payable. They can be 2,4,8,13,52,104 weeks. You must be off work or have reduced your hours[1] (as required under your policy) for this period of time before a benefit will be paid. 

    [1] May not be available with all benefits.


    Can I claim on income protection insurance if I am made redundant?

    Not under income protection benefit, it only covers you if you are unable to work due to an injury or illness. Check your policy document and schedule, or talk to your adviser if you have a seperate redundancy benefit under your policy.


    Who receives the money from the claim?

    We pay the money as directed by the owner(s) of the policy. The policy owner(s) would confirm the bank account to pay the money into on the claim form. It is important to regularly review the ownership of your policy with your adviser if your circumstances have changed.


    Do I get paid my sum assured?

    If you are receiving other benefits e.g. ACC for the condition you are claiming for, these may be deducted from what is payable by us. Depending on the type of benefit you purchased you may need to provide proof of income. Your Case Manager will discuss with you any financial information or documents that we may require. It is important to regularly review your cover with your adviser if your circumstances have changed.


    What is the difference between the Life Assured and Policy Owner?

    The Life Assured is the person who insured against illness or injury under the policy.

    Whereas the policy owner is the person who purchases the policy and is entitled to receive any claim payments. 


    Why do I need to provide further information?

    Each claim is unique to the customer and at times it requires further supporting documents. Your Case Manager will guide you through the process and provide the support you need.


    Which documents can be used for medical evidence?

    The information required will depend on the type of Income Protection benefit you purchased

    • Income Protection Claim form
    • Medical evidence to support your incapacity to work or need to reduce your hours, this can include the following depending on if you have suffered an injury or illness;
      • ACC medical certificates
      • Hospital discharge form
      • GP medical certificates
      • Specialist reports
    • We may need to contact ACC, your GP or Specialist directly if we need further medical information. 
    • There could be other requirements such as financial information, but your Case Manager will discuss these with you.

    Income Protection Claim Form

    Download printable claim form

     

     

    Need help with your claim?
    Need help with your claim?
    ×
    Need help with your claim?
    Live Chat is currently offline. Please email enquireNZ@aia.com with your name, policy number (if known), contact number, date of birth, and details of your claim enquiry.

    You can also call us (between 8.30am and 5.30pm, Monday to Friday) on 0800-500-108.

    Contact Us

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon-Fri 8:30am - 5:30pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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