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  • AIA Insurance

    Our insurance products

    The most important things in your life are your family, your lifestyle and your future. This is what life, trauma and disability insurance are there to protect.

    • offers Our latest offers
    • discount Multi-Benefit Discount

    For Individuals

    For Business

    • Life Insurance

      Lump sum payment if you were to pass away or are diagnosed with a terminal illness.

    • Health Insurance

      Choose from private health insurance or specialised cancer insurance.

    • Trauma Insurance

      Financial support if you or your child become seriously ill or injured.

    • Total Permanent Disablement

      Lump sum payment if you become permanently disabled and are unable to work.

    • Income Protection Insurance

      Income protection insurance provides financial support if you can't work due to an accident or illness.

    • AIA Starter Plans

      Simple plans you can buy online. Get protected with basic life, rent or mortgage protection.

    • Specified Accidental Injury Cover

      Lump sum payment if you have an accident and suffer one of the covered injuries.

    • Business Insurance

      Protection for business owners if a key person becomes seriously ill, is injured, or dies.

    • Corporate Solutions

      Providing cost effective and comprehensive corporate group insurance for your employees.

    • Rural Insurance

      Financial support if a key person of your farm becomes seriously ill, injured or passes away.

  • AIA Vitality

    AIA Vitality

    AIA Vitality encourages and supports you to live a healthier life, while giving you access to great rewards along the way.

    • AIA Vitality Simulator

      An interactive tool to help you calculate the benefits and rewards of AIA Vitality.

    • AIA Vitality Premium Flex Explained

      Learn how you can save on insurance with AIA Vitality.

    • How to earn points

      Start earning points for getting to know and improve your health today!

    • Benefits & Rewards

      Learn more about the amazing benefits, discounts and rewards you'll have access to with AIA Vitality.

    • Physical activity points explained

      Learn how you can earn up to 15,000 points and $260 a year in Active Rewards.

    • Sprint to Silver

      Find out how you can earn 25 Airpoints Dollars or $25 Woolworths vouchers.

    • Content Hub

      Your go to for science-backed health and wellbeing inspiration and advice.

    • AIA Vitality Starter

      Entry level membership automatically included with all AIA Starter Plans.

  • Make a Claim

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      Make a Critical Illness, Critical Conditions, Progressive Care, Living Assurance or other trauma insurance claim.

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      A personalised end to end claims experience when support matters the most.

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      Get help with making a claim.

  • About AIA

    About AIA

    AIA Group is one of the largest life insurers in the world, with a presence in 18 markets across Asia Pacific. AIA New Zealand Limited is part of the AIA Group and has been providing insurance to New Zealanders since 1981.

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  • AIA Vitality
    AIA Vitality

    Our AIA Vitality Benefits and Rewards

    AIA Vitality can take you on a journey to better health - where you get to know your health, improve it and enjoy the rewards for doing so. 

    As soon as you've activated you can start accessing tools and discounts through our partners to begin your journey.

    When you make healthy choices, like tracking your sleep or reaching your weekly physical activity targets, you earn AIA Vitality points. As you earn more points you'll move from Bronze to Silver, Gold and finally to Platinum.

    The higher your status, the greater the rewards.

    AIA Vitality is available with eligible AIA insurance policies, and you can see more about our partners and all the rewards below.

    AIA Starter Plans include an AIA Vitality Starter membership which gives entry level access to AIA Vitality, with similar benefits and rewards.

    There are some differences between the two AIA Vitality memberships which are summarised in this comparison table.

    Ready to join AIA Vitality?

    • What is AIA Vitality
    • Get a quick quote
    • Talk to an adviser
      Talk to an Adviser
    • Apply online
    • Buy a starter plan

    Already an AIA Customer?

    • JOIN AIA VITALITY
      Contact Us
    • Call 0800 242 888
    Know your health

    Know your health

    Learn more about your health with our network of experts and tools

    Improve your health

    Improve your health

    Get access to the tools you need to improve your health and wellbeing




    *How the Les Mills Membership discount works

    *How the Les Mills Membership discount works
    - COLLAPSE + Read more
      New Les Mills Member Existing Les Mills Member
    15% discount on a Les Mills membership RRP *
    35% cashback on membership fees**
    100 AIA Vitality Points awarded per daily Les Mills visit

    Read the full details about the Les Mills Benefit to see how you can be rewarded for working out.

    *Existing Les Mills members have the option to terminate their existing membership (paying any required early termination fees), and then sign a new standard 12 Month Multi Club membership to receive the 15% membership discount.

    **35% cashback on membership fees based on a standard 12 Month Multi Club membership, and frequency of visits (minimum of 24 visits on 24 different days, per calendar quarter is required to be eligible for cashback).

    Enjoy the rewards

    Enjoy the rewards

    Access to amazing discounts and offers


    *Members can choose between Airpoints Dollars™ OR Woolworths Gift Cards, up to the value of $300 per membership year, based on membership status level.

    AIA Vitality Active Rewards

    With AIA Vitality Active Rewards you can earn up to $260 in rewards per membership year by reaching weekly physical activity targets.

    Each week you can choose a reward from or donate to our partners below.

    How to join AIA Vitality

    AIA Vitality is available with eligible AIA insurance policies and has a monthly membership fee of $11.50 (including GST).

    Don’t have insurance with us? Check out our products below, and request a call from an Adviser to apply for both your insurance and AIA Vitality. Already with AIA? Easy, just call us today. 

    Health Insurance

    Life Insurance

    Trauma Insurance

    Income Protection Insurance

    Disability Insurance

    More information

    FAQs

    Read some of our top frequently asked questions about AIA Vitality

    + Expand All
    - Collapse All

    Can I join AIA Vitality without AIA Insurance?

    AIA Vitality is only available with eligible AIA insurance policies. Each Life Assured can become an AIA Vitality member.


    How much does it cost to join AIA Vitality?

    The AIA Vitality Membership Fee is $11.50 per month, providing AIA Vitality members with access to a variety of discounts and rewards. The membership fee is in addition to your insurance policy premium and is charged separately. The AIA Vitality membership fee can be paid by either the policy owner or the AIA Vitality member (Life Assured).


    Do I get discounted insurance premiums with AIA Vitality?

    When you sign up to AIA Vitality you receive an initial 10% premium discount on your eligible insurance policies. Then you’re in control of the discount you can receive through ongoing engagement with the AIA Vitality program. On your policy anniversary, your premium discount will be adjusted depending on your AIA Vitality Status. For more details on Premium Flex, refer to the AIA Vitality Premium Adjustment Rules.


    What types of rewards can I access through AIA Vitality?

    Check out our Discounts and Rewards page to see all the amazing offers available to AIA Vitality members. As the programme evolves this will continue to grow.


    What devices and apps are compatible with AIA Vitality to earn activity points through?

    Right now all the following devices and apps are compatible with AIA Vitality - Fitbit, Garmin, Apple Health, Google Fit, Samsung Health and Strava.


    Important information

    • Introducing AIA Vitality Brochure
    • AIA Vitality Points and Rewards Guide
    • Earning physical activity points
    • AIA Vitality Premium Adjustment Rules
    • AIA Vitality Terms and Conditions

    Copyright © 2025, AIA New Zealand Limited (Company Number: 352806), and its affiliates and subsidiaries. All rights reserved. The information contained on this website is current as at March 2025 and is subject to change at any time. It contains only a summary of the AIA Vitality programme effective March 2025. AIA does not warrant or make any representations regarding the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. For full terms and conditions on AIA Vitality partners, benefits and rewards, view the AIA Vitality terms and conditions. You can also view the AIA Vitality premium adjustment rules. Partner terms and conditions may also apply.

    Contact Us

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon-Fri 8:30am - 5:30pm

    Postal address

    AIA New Zealand Limited
    Private Bag 92499
    Victoria St West
    Auckland 1142

    View all contact options
    CONTACT US

    Live Chat

    Mon-Fri 8:30am - 5:30pm

    0800 500 108

    Mon - Fri 8:30am - 5:30pm
    AIA House, 74 Taharoto Road, Takapuna, Auckland 0622, New Zealand
    View all contact options
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